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The 5 AI Tools That Actually Make Money (Ignore the Rest)


 Most AI tools are toys. These 5 are employees.

​I tested 50+ AI apps so you don't have to. 90% of them are just "wrappers" for ChatGPT. They are trash.

​To build wealth in 2026, you need a "Tech Stack" that produces output. Here are the only 5 tools you should pay for.

​1. Perplexity AI (The Researcher)

  • ​Cost: Free / $20
  • ​ROI: 10/10
  • ​Why: Google is for finding links. Perplexity is for finding answers. It cuts research time by 90%.

​2. Claude 3.5 Sonnet (The Writer)

  • ​Cost: Free
  • ​ROI: 9/10
  • ​Why: ChatGPT sounds like a robot. Claude sounds like a human. Use this for emails, newsletters, and scripts.

​3. Midjourney v7 (The Artist)

  • ​Cost: $10/mo
  • ​ROI: 8/10
  • ​Why: Stop using stock photos. Midjourney creates million-dollar branding assets in seconds. (Look at the header of this blog).

​4. Gamma (The Presenter)

  • ​Cost: Free
  • ​ROI: 7/10
  • ​Why: Type a topic, get a full slide deck in 30 seconds. Perfect for pitching clients.

​5. Make.com (The Glue)

  • ​Cost: Free Tier
  • ​ROI: 11/10
  • ​Why: This connects everything. "If I get an email, send it to Claude, then save it to Sheets." It is the automation backbone of the rich.

​The Verdict

You don't need more tools. You need to master these five.

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